Stated loan durations—the amount of months that loan is planned to last in the right time the debtor signs the contract—generally vary from four to 60 months. The average reported loan timeframe for the sample that is analyzed about 30 days for every single $70 lent for tiny loans and $120 for big loans. Continua a leggere Duration. Stated loan durations—the wide range of months that loan is planned to endure during the right time the borrower signs the contract—generally vary from four to 60 months.