The new york Housing Finance Agency tends to make house ownership affordable for qualified home purchasers in North Carolina—whether buying when it comes to time that is first going up—with competitive financing and forgivable advance payment support. You may also be eligible for the NC Home Advantage Tax Credit, which offers up to $2,000 per year off federal taxes for buyers who apply and are approved for a Mortgage Credit Certificate (MCC) prior to the home purchase if you are a first-time home buyer (someone who hasn’t owned a home as your principal residence in the past three years) or a military veteran.

Borrowers submit an application for the NC Residence Advantage Mortgage™ through our participating loan providers and must meet with the demands associated with the loan that is individual, FHA, VA or USDA—in addition to NC Housing Finance Agency recommendations.

To find out more about our NC Residence Advantage Mortgage™ and advance payment support programs, like the NC 1 st Residence Advantage advance payment, go to our Home Buyer part.

Continua a leggere Interest Levels. For more information on our NC Home Advantage Mortgage